Membership

Eligibility

Thank you for your interest in becoming a member-owner of Atlantic City Federal Credit Union. Becoming a member is easy! If you live, work, worship, attend school, or perform volunteer services in Fremont County you are eligible to join Atlantic City Federal Credit Union. You are also eligible if you are a family member (spouse, domestic partner, child, parent, sibling, grandparent, grandchild, aunt, uncle, niece or nephew) of an Atlantic City FCU member in good standing.

Not sure if you are eligible? Call us at one of our three offices to find out!

The Credit Union Difference

Credit Unions are not-for-profit financial cooperatives that exist to serve the financial needs of members, not to make a profit. Unlike banks, credit unions do not issue stocks or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher interest on deposits, and lower fees.

Credit Unions are owned by their members. Each credit union member has equal ownership and one vote, regardless of how much money a member has on deposit.

Credit unions are tax-exempt. The benefits of this tax-exempt status as a not-for-profit cooperative are returned to members in the form of higher rates on savings and lower fees.

Unlike banks, credit union board members are elected by you, the membership, and receive no compensation for their service and commitment. Board members volunteer their time for the betterment of the credit union and are looking out for the best interest of their fellow member-owners.

Credit unions exist to help people, not make a profit. Credit unions assist members to become better-educated consumers of financial services and are there for their members in good times, as well as bad. Every member counts!

How to Join

Becoming a member is EASY!

At Atlantic City Federal Credit Union, you're not just a customer; you are a valued member-owner. Come in and see us at one of our three branch locations to become a member.

We look forward to helping you achieve your financial goals and hope this will be the beginning of a long, prosperous financial relationship with you.

Important Information about Opening an Account

To help the government fight the funding of terrorist and money-laundering activities, the U.S. Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address of physical residence, date of birth, social security number and other information that will allow us to identify you.