Loans

Mortgage

Buying or refinancing a home is a big decision. Whether this is your first home purchase or the perfect home that you have always dreamed about buying, Atlantic City Federal Credit Union is here to help. Not only will we help you find a loan that's right for you, but we will also take the time to explain the various options, answer your questions and help make the process as easy as possible. Our Mortgage Loan offers:

  • Competitive Rates
  • Financing up to 80%
  • Minimal Closing Costs
  • No Hidden Fees
  • Flexible Terms offering lower monthly payments

Use the equity in your home to make big things happen! If you are looking to consolidate bills, make home improvements or finance a major purchase we can help. Our Home Equity Loans offer:

HELOC

  • Variable Rates
  • Loans up to 80% LTV*
  • Terms up to 15 years
  • 5 year advanced period
  • No cash advance fees
  • Interest paid can be tax deductible (consult your tax advisor)

*LTV=Loan to Value

Vehicle

Finding the right vehicle can be hard, but getting a loan shouldn't have to be. At Atlantic City FCU, you can rest easy knowing that we are working hard to get you the best rates, flexible terms and quick processing. There are many advantages to financing your vehicle at Atlantic City FCU:

  • 100% financing on new or used vehicles.
  • Competitive fixed rates.
  • Loans can be pre-approved giving you more buying power.
  • Guaranteed Asset Protection (GAP) insurance is available to protect you against theft or total loss of your vehicle in the event your loan is greater than the amount paid by your auto insurance.
  • Payments can be made through payroll deductions, automatic transfers or online.

Recreation

Whether you're in the market for an RV, boat or motorcycle Atlantic City FCU has an affordable financing option for you. Our recreation Loans offer:

  • 100% financing
  • Competitive Rates
  • No Application Fees

Signature

Atlantic City FCU can provide you with the cash you need fast! A Signature Loan is an unsecured personal loan. You can borrow on the strength of your credit alone with no collateral necessary. Signature loans can be used for:

  • Debt Consolidation
  • Home Repairs or Improvements
  • Unexpected Expenses

Signature Loans can be in the form of either one lump sum payment or as a revolving line of credit.

Signature Loan

  • Low, Fixed Rates and Payments
  • Terms up to 3 Years
  • Lump Sum Payment

Signature Line of Credit

  • Low, Variable Payments
  • Terms from 2 to 5 Years
  • Convenient access to funds

Agriculture

Credit unions have been offering agricultural loans since horses pulled plows. Farming and ranching is a business like no other. It is a lifestyle that is faced with many financial challenges. Atlantic City FCU understands and is proud of its role in helping farming families succeed. We offer a variety of agricultural products and services to help meet those challenges while still maintaining your lifestyle. Agricultural products include:

  • Equipment Loans
  • Livestock Loans
  • Operating Loans
  • Mortgage Loans
  • Government Guaranteed Loans

All agriculture loans offer:

  • Competitive Rates
  • Fixed or Variable Rates
  • Weekly, Bi-Weekly, Semi-Monthly, Monthly or Yearly repayment options structured to fit your needs
  • Automatic Payments
  • Life and Disability Insurance is Available

For more information on any of our loan products contact an Atlantic City FCU Lending Representative at 307-332-5151.



Top