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Start that home renovation or pay off debt faster — the equity in your home can help you finance all kinds of needs.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Tax Advantages1
  • Local Service
  • Competitive, variable rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • 5-year advanced period
  • No cash advance fees
  • Possible tax advantages on interest paid1
  • Access funds anytime via transfers to your ACFCU checking account
  • Local decision-making and processing right in your backyard
  • Friendly, personalized service from people you know
  • No annual fee
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
  • A wide range of terms available, up to 15 years
  • Loans up to 80% LTV (“Loan to Value”)
  • Possible tax advantages on interest paid1
  • Local decision-making and processing right in your backyard
  • Friendly, personalized service from people you know
  • No annual fee

1Consult a tax advisor.

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