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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 9/6/2018. Fees may reduce earnings. All rates are subject to change without notice.

Share Accounts

Account Minimum Balance Rate APY
Regular Savings $25 0.05% 0.05%
Christmas Club $0 0.25% 0.25%
IRA Accounts $1 0.43% 0.43%

Money Market AccountsLearn More

Balance Rate APY
$2,000 - $15,000 0.58% 0.58%
$15,000 - $25,000 0.63% 0.63%
$25,000 - $75,000 0.68% 0.68%
$75,000 - $100,000 0.73% 0.73%
$100,000+ 0.78% 0.78%

Share & IRA CertificatesLearn More

Term Balance Rate APY
6 Month $500 1.00% 1.00%
12 Month $500 1.26% 1.26%
24 Month $500 1.81% 1.81%
24 Month $50,000 1.91% 1.91%
36 Month $500 2.01% 2.01%
36 Month $50,000 2.11% 2.11%
48 Month $500 2.21% 2.21%
48 Month $50,000 2.31% 2.31%
60 Month $500 2.46% 2.46%
60 Month $50,000 2.56% 2.56%

Early withdrawal penalties apply.

Auto LoansLearn More

Credit Score APR Loan Terms
750+ 3.25% 49 - 60 months
700 - 749 3.25% 49 - 60 months
640 - 699 4.75% 49 - 60 months
580 - 639 7.75% 49 - 60 months 
520 - 579 9.75% 49 - 60 months 

The rates shown above are for terms up to 60 months and are for listed collateral with the age from 2009-2017.  Longer terms and older collateral will cause the interest rate to increase. Loan interest rates and terms provided above are only estimates. Best rate may vary based on personal credit history and will be provided by Atlantic City Federal Credit Union upon approval of a completed loan application. 

Credit CardsLearn More

Type APR
Visa Classic 10.9%
Visa Platinum 9.5%

Loan interest rates and terms provided above are only estimates. Best Rate may vary based on personal credit history and will be provided by Atlantic City Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice.

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